Second Step: Savings
Hello! I’m Salinas Bankruptcy lawyer Clark Miller with today’s Financial Focus Tip. I’m the only bankruptcy lawyer you’ll ever hear giving advice about how to avoid filing for bankruptcy. Last week I recommended you stop using your credit cards and spend only money you have-by cash, check, or ATM card. Studies have shown that folks […]
Additional ways to get control of your finances
Hello I I’m Salinas Bankruptcy lawyer Clark Miller with your Financial Focus Tip. Something to help you stay on the path to financial success. After suggesting that you set aside your credit cards and make use of cash and your debit card, last week I recommended ways to start saving your hard-earned dollars. places where […]
How can I get started in getting control of my finances?
This is a question I hear every week. I have some suggestions for you, but the first is do not become discouraged! Rebuilding your finances may take some time, but it can be done. I’m Salinas Bankruptcy lawyer Clark Miller with your latest Financial Focus tip. I’m the only bankruptcy lawyer you’ll ever hear giving […]
Financial Focus Tips for the Holidays
I’m Salinas Bankruptcy lawyer Clark Miller with your latest Financial Focus tip. I’m the only bankruptcy lawyer you’ll ever hear giving advice about how to avoid filing for bankruptcy. You know, it seems like 2023 just started and here we are shopping for Christmas. With my financial tips over the last several months hopefully the […]
Avoiding Scams–Staying Safe in your Christmas Shopping – Copy
Hello I I’m Salinas Bankruptcy lawyer Clark Miller with today’s Financial Focus Tip. I’m the only bankruptcy lawyer you’ll ever hear giving advice about how to avoid filing for bankruptcy. You know, it seems like 2023 just started and here we are about to start shopping for Christmas. With my financial tips over the past […]
Getting started … with taxes.
In my experience, debt problems almost always accompany debt chaos. Records scattered everywhere, bills not opened, creditor calls not returned, checkbooks not balanced. It seems like it’s an incredible challenge each day just to get up and get to work. The energy that folks have at the end of the day to get started getting […]
How can I get started in getting control of my finances?
This is a question I hear every week. I have some suggestions for you, but the first is do not become discouraged! Rebuilding your finances may take some time, but it can be done. Your first step: Credit Cards. Did you know that credit card usage is approaching the level it attained before the 2008 […]
STAYING SAFE IN YOUR CHRISTMAS SHOPPING
You know, it seems like 2023 just started and here we are about to start shopping for Christmas. With my financial tips over the last several months hopefully the Yuletide Season won’t be a source of financial stress and worry for you. But there is something you still need to be concerned about: thieves and […]
Financial Myths
In my bankruptcy practice I’m often amazed at the number of credit myths that many folks carry around. Distinguishing between what’s reality and what’s nonsense is not straightforward—so folks will often not ask questions at the risk of appearing foolish or uninformed. So let me deal with some of these myths today. One credit report […]
Further Ways to Save Money
I’ve recently been providing tips on how to save money. But there are so many ways to do this it’s easy to become overwhelmed—and discouraged. Because we can’t solve all our problems at once we often just give up. My suggestion is–find four or five tips that appeal to you and then make a commitment […]
