How can I get started in getting control of my finances?

This is a question I hear every week. I have some suggestions for you, but the first is do not become discouraged! Rebuilding your finances may take some time, but it can be done. Your first step: Credit Cards. Did you know that credit card usage is approaching the level it attained before the 2008 […]

STAYING SAFE IN YOUR CHRISTMAS SHOPPING

You know, it seems like 2023 just started and here we are about to start shopping for Christmas. With my financial tips over the last several months hopefully the Yuletide Season won’t be a source of financial stress and worry for you. But there is something you still need to be concerned about: thieves and […]

Financial Myths

In my bankruptcy practice I’m often amazed at the number of credit myths that many folks carry around. Distinguishing between what’s reality and what’s nonsense is not straightforward—so folks will often not ask questions at the risk of appearing foolish or uninformed. So let me deal with some of these myths today. One credit report […]

Further Ways to Save Money

I’ve recently been providing tips on how to save money.  But there are so many ways to do this it’s easy to become overwhelmed—and discouraged.  Because we can’t solve all our problems at once we often just give up.  My suggestion is–find four or five tips that appeal to you and then make a commitment […]

Financial Tips Close to Home

Hello! I’m Salinas Bankruptcy lawyer Clark Miller with some tips to help you stay on the path to financial success. I’m the only bankruptcy lawyer you’ll ever hear with advice about how to avoid the need for bankruptcy. While it’s my job to get folks out of financial difficulty, I’m in a position to provide […]

Simplify

The biggest complications that keep your finances disorganized usually arise from not doing a few simple things.  When you fail to do these things it’s easy for your finances to descend into chaos and start causing serious problems in your life. So here are six tips on how to simplify your approach to money management […]

A Financial Start Without Guilt

Hello! I’m Salinas Bankruptcy lawyer Clark Miller with your Financial Tip for January. Something to help you avoid those money traps and stay on the path to financial success. I’m the only bankruptcy lawyer you’ll hear with advice about how to avoid the need for bankruptcy. Over the last few years I’ve provided many tips […]

Why Is My Money Gone and Where Did It Go?

I’ve provided many tips designed to help you develop power over your finances. This power is what will motivate you to develop the good habits that will keep you out of debt problems. And remember–do not be discouraged by small steps. With most of my tips you’ll see a result in a week or two—stay […]

Holiday Shopping Shouldn’t Put You in Debt

Holiday Shopping Shouldn’t Put You in Debt

It seems like 2022 just started and here we are in October with holiday shopping season upon us. Will gift shopping season be a time of good cheer and warm satisfaction, or a time of stress and worry over money? Here are a few tips to keeping you on the right financial track for the […]