Can I retain my house in bankruptcy?

Yes. In a Chapter 7 case you may retain your house provided that you are current on your payments and that you continue to make your regular payments. If you are behind on your house payments, however, you would file a Chapter 13 case as this will stop any threatened foreclosure and permit you to catch up on your back payments over the life of your Chapter 13 Plan. You must, however, resume your regular house payments upon filing the case. In both cases you must always maintain your fire insurance and pay your current property taxes.