Chapter 7 Bankruptcy

Chapter 7 is the most common, most popular kind of bankruptcy — often called “straight bankruptcy.” It’s what most people think of when they think of bankruptcy. Chapter 7 is often the easiest and least expensive way for people to achieve a fresh start.

Basically, Chapter 7 quickly allows folks to wipe out their unsecured debts such as credit cards, medical bills, vehicle deficiency claims, and personal loans.

You may ordinarily retain your residence and vehicles provided you are current on your vehicle and mortgage payments.

Chapter 7 does not discharge student loans, court fines, domestic support, and most taxes.

Salinas Bankruptcy Attorney Cypress Coast Law can help you with all your questions and decisions about Chapter 7 bankruptcy and how it affects you and your family.

And, your initial consultation is always FREE, with no obligation beyond the first visit.

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